A loan request for a cash advance submission came through this morning for a 1500 dollar loan in the Canton Ohio area. This borrower wants to borrow fifteen hundred dollars because he needs $1300 to buy a used piece of farm machinery – in this case we are talking about a 4 wheel, all wheel drive, all terrain vehicle.

The applicant in question has a wife and children and lives on a farm or acreage and this is a “purchase of opportunity” and there is some serious money to be saved by jumping on this opportunity.

The deal is available with a dealer just West of Canton, OH.  This whole loan request and purchase is taking place in Stark County, but it’s likely that this application will not be qualified due to the skip on a past cash advance. This was an attempt by the applicant to find a lender somewhere in Ohio that would process the 1500 dollar loan without checking his DP Bureau or Teletrack history.

Contrary to the beliefs and whims of some online loan web sites, non-teletrack lending is not that common, and the cost of a non-teletrack loan is very expensive – usually coming in at around $30 for every $100 dollars borrowed. We’ve covered the costs of PDL advances and cash advance companies in past posts, so I won’t flog a wounded rabbit on this right now.

I was interesting to read some of this loan application when the borrower asks if he should be having his wife apply for the micro-loan and not him. He can’t seem to convince his wife to go through with an application, no matter what he tells her. I think there might be some marital issues here.

$1500 No Teletrack Loan in Canton Ohio – Stark County

Exactly what type of loan are you applying for :: I’m searching for a no teletrack kind of personal loan to buy a used ATV for the kids. We live on an acreage near Canton, between Navarre and Massillon, and we need the ATV to fixing fencing and do many other jobs out on the fields. My kids also use it for recreation. Me too.

How fast do you need this loan funded :: I need to borrow $1300 before January 15th because the opportunity for purchase will be gone if I don’t come up with the cash by then.

Why do you need this PDL to be processed without the use of Teletrack checking :: I have a bad credit record with a payday loan store located in North Canton. It was Check Smart on Portage Street NW, N. Canton. My check bounced that was written to pay them back on the same day my employer paid me with automatic deposit.

What City, State, and County do you live in? :: Canton, Ohio in Stark County

Zip :: 44707

Are you in the United States Military? :: No

No Teletrack Cash Advance Loan – Employment Background Checked

What is your employment history? :: I work as a grip or “studio grunt” so to speak. I work for a local television station broadcasting from downtown Canton. I have worked in the broadcasting industry since I was 22 and am now 33, so I have 11 years experience in the business. There is no doubt about it that I will pay back all the cash I owe you, and as you can see by my pay stub that I’m faxing, I can easily make the payment(s) back without question.

Employment Position :: Producer’s Assistant (the only clear title I can come up with really because I don’t like the one they give me)

When are you paid (biweekly/monthly)? :: Biweekly for 14 days

Bank name and Branch Location :: PNC Bank – Market Avenue North Branch

How are you paid (EFT, paper check, cash)? :: EFT

Gross Amount Per Paycheck :: $1291.00

Have you ever a paycheck go NSF with a no teletrack payday lender in the past? :: Yes, which I disclosed above.

Don’t include ABA, bank routing, or SS #s here. Can we publish your submission online (privacy guaranteed) :: Call me at (number removed) and we’ll talk about it ……

$1500 No Teletrack Cash Advance Loan – More Information Added

Extra info here :: Please consider me for the this loan regardless of my Teletrack record and my bad credit rating which is a FICO score of 500. I know that you may think this loan is not really required until the summer time, and that is a fair assessment, and normally I would wait until the Spring too, but I can’t get a better deal on this ATV than I can get through this dealer in the Meyers Lake area. I can’t go into anymore detail than I already have, and I’m just asking for a second chance on this cash advance (hey – that sort of rhymed.

Our last family all terrain vehicle was used every day, and sometimes all day, and it’s a perfect utility tool for getting chores done, getting tasks carry out, retrieving the dogs. You name it, we use the ATV for it.

My wife has an excellent credit rating with a FICO over 7oo, so if she co-signs this short-term loan will that make a difference at all in the approval here, and for us. Should I be even applying for the loan, or should my wife be applying instead. I don’t know if she will be willing to get one of these loan shark loans and I don’t mean any offense by this generalization. This is just what she believes, and there is no way I can convince her that not all payday loan companies are theives and crooks.

$1500 No Teletrack Cash Advance Loan Denied

Attached note from cash advance provider :: This cash advance PDL was declined as per a Teletrack and DP Bureau check. End of story for now.

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