This $1,000 to $1,500 payday loan request was made last week from a Karate School Owner in Cincinnati, which is of course Hamilton County Ohio. He has a hall or area rented downtown to instruct his customer in the discipline of the Martial Arts, but he has recently had his electricity cut off because of defaulted payments to the Duke Energy Company.

This is really too bad to hear about this case because when someone who is self-employed is down that low in their finances that they are resorting to use a payday loan company to pay the electric company, water company, or gas company.

He did get his PDL in 24 hours as he requested and he got the full $1500 he was asking for. He had to fax in some proof of his income as per his business expense and business income breakdown. This applicant appeared to be somewhat embarrassed to be applying for a loan with a cash advance company – he originally was trying to get his advance with an Internet based lender using the old No Teletrack loan and get the money transferred into his account within minutes, or half an hour – whatever.

$1000-$1500 Payday Loan in Cincinnati of Hamilton County

Payday Loan Amount :: $1000-$2000 PDL

Payday Loan Speed :: Overnight Paycheck Loan

What State do you live in? :: OH

What City/Town and County do you live in? :: Cincinnati, Oh – Hamilton County

Zip :: 45202

Active duty military personal? :: No

What is your employment industry and how long in this field – detail please? :: Marshal Arts instructor. I am self-employed with my own Karate school located in downtown Cincinnati, OH. I teach all ages of students, and my student size per session is between 30 – 40. I make a gross amount from my self employment of between $8000-$9000 a month before rental and overhead expenses, etc. My net amount is between $3000-$4000 a month.

Employment Position :: Karate Instructor (AKA – Sifu)

When are you paid? :: Monthly

What would you consider your credit rating to be – excellent, great, good, fair, bad? :: Unfortunately I have damaged my credit during this slow year and now I have have trouble getting any kind of loan – even a loan as little as this 1000 or 1500 dollars I’m trying to get tonight.

I got into financial trouble early this year when many of my students dropped out due to the economy. Karate instruction is not the top priority for the people of Ohio when the economy is so bad. I really need to get this quick loan to get the lights back on in my Dojo. I have a bunch of new students that are signed up and I need to take advantage of this situation before it is too late.

How did you find us? :: Yahoo!

Bank name :: Key Bank – (Delhi Ave Branch)

How are you paid? :: Cash Money

Gross Amount Per Paycheck :: I’m self employed – please read above. Monthly I guess at $4000 (sometime more and sometimes less)

Do not include ABA or bank routing numbers here. This is for your personal security. Do not enter social security numbers here. Do you agree to have this application information published online with your PRIVATE info removed? :: Yes – Approved by staff.

$1000-$1500 Payday Loan in Hamilton Cty – Cincinnati

Any extra information here please :: I really need this loan as soon as humanly possible. A 24 hour turn around would be ideal because I have to have my payment off to the utility company (which I will leave nameless) by tomorrow at 2:00 Pm. If I don’t get the money to them by then, I won’t a have any lights for my new students.

Note to Lender – Please add any information you are comfortable with sharing regarding this loan :: I hope that I am not too late to get the $1500 transferred into my checking account using EFT. I’m in a real bad bind here – I need a helping hand with this loan please, please, please! I don’t like to beg, but it seems like this the only option I have left to get things back on track.

If I can get the lights back on and start classes, I will easily be able to pay you back the money I owe you in a two week period. Or do you call it a term. I have never borrowed money from a payday lender, so I’m deeply concerned about how I will be treated, and if you will approve my application for cash.

Have you ever defaulted or bounced a check with a payday cash advance loan in the past? :: No

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