This borrower had the following basic financial information and was approved for a 3K loan in under 24 hours. Names and addresses withheld for privacy and security purposes.

Type of Loan:: Personal Loan

Why do you need a loan?:: I have some bills that have come due. I’m expecting a retirement check in 3 weeks and plan to pay it off then.

How Much Do You Want To Borrow?:: Under $1000

Length of Employment:: Over 6 Months

Time at Address:: Between 6 – 12 Months

Age:: Over 30

Extra Info Here:: I am expecting a check in a few weeks of several thousand dollars in which i plan to pay this back

Sex:: Female

Marital Status:: Married

Ever Claimed Bankrupcty?:: Yes – discharged

What Country is Your Primary Address:: United States

What State/Province is your primary address in?:: OH

Have you checked your credit report lately?:: Yes

Would you consider your credit rating to be?:: Poor

Do you a have co-signer or co-borrower?:: No

Employment Industry:: I am a medical lab technician. I just transferred from one hospital (in Cincinnati) to a new hospital in Columbus, OH, where I was employed for almost 7 years.

This applicant was approved in under 24 hours and as you can see she had a poor credit rating. The reason she was approved was because of her employment history. There were other factors that were positive and negative on her credit agency report, but all and all – success.

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A LOAN CALCULATOR; Enter your loan amount, how many years, the interest rate, and payment frequency (14 for biweekly, 30 for monthly, 7 for weekly. Very helpful so you know exactly what the loan will cost you in interest payments and you will know the total COB (cost of borrowing).

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