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My RV Loan – The Dumbest Loan I Ever Got
By far the dumbest loan I ever got approved for was my RV loan – why? Because I bought a brand new motorhome and it depreciated instantly as I drove it off the lot. I bought it for $69,000 dollars and the RV is now worth about $35,000 if I’m lucky. Not all this, but the loan is fairly expensive at a 7% rate. I should really put the whole loan on my line of credit at a lower interest rate, and then pay that down monthly.
If you are going to take out a loan for an RV I highly recommend that you buy a second hand used machine with a low amount of miles on the odometer, and preferably from some private owner who looked after it. There is ONE advantage to buying a new coach, and that is that you look after it right from the beginning and you KNOW what is wrong with it.
But anyway, there you have it – the dumbest loan I ever got.
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